Preparing for a divorce can be an emotionally draining process, but that doesn’t mean you can just ignore it and hope everything will work out in the end. To help make the process a little less confusing, we’ve set up this guide to tackle the bigger points that everyone should be aware of when preparing for a divorce.

1. Wait for the Ten Year Mark

As grim as it may sound, those considering a divorce may want to wait until they’ve been married for at least ten years. At the ten-year mark, a spouse is entitled to the social security benefits equivalent to what their spouse would receive once they reach 62 years old. Due to the specificity of this regulation, it’s incredibly important for people on the edge of a ten-year marriage to try and hold on for as long as possible so that they’re protected. This is especially true for people that did not work while a part of the marriage and who many not otherwise qualify for benefits.

2. Take Care of Joint Accounts

In a particularly nasty divorce, a spouse may try to get monetary revenge on their partner by ruining a joint account or taking out as much money as possible. If you are worried that a divorce is imminent, or you are preparing to deliver the news yourself, you may want to freeze or close any joint accounts ahead of time to ensure that your partner won’t be able to take any drastic financial actions.

3. Don’t Go Overboard

One of the biggest headaches in the arbitration process of a divorce is dealing with any outstanding debt that is in both people’s names. Aside from dealing with the complications of debt, it’s also important not to overspend and ruin your own personal credit rating. Once a divorce is in process, you won’t be able to use your spouse’s name anymore to get access to things like apartments or loans. If you want to be able to survive on your own, having a solid credit rating is incredibly important.

4. Establish What is Yours

As you begin the process of divorce, divide up the assets that currently exist between the two of you. Assets that are strictly yours can qualify as non-marital assets and are thus safe from any court distribution. Given how painful and emotional this process is, it’s important to truthfully consider what could be rightfully considered yours and yours alone. Some examples include inherited property from a deceased relative, or gifts that were specifically given to you rather than the couple as a single unit. For particularly complicated transactions, you’ll want to build your case with receipts of transactions and other things that could constitute a legal paper trail.

Of course, the best preparation for a divorce is to contact a knowledgeable divorce attorney in Long Beach. The Law Offices of Damian Nolan are located at 444 W Ocean Blvd #800, Long Beach, California, 90802. You can reach their office via phone at (562)-634-1113 to organize a free consultation. If you or someone you know is facing a divorce in the Las Vegas area, then be sure to contact our offices. We have highly trained Las Vegas divorce attorneys that will work hard to ensure that you are well protected from any further legal action.